- Solutions
- Banking
Streamline payments and secure your financial
operations directly within your Business Central.
Swift and secure payment processing
Have you ever faced delays due to manual processes, struggled with errors, or worried about the security of your transactions? Managing payments and reconciliation manually is not only inefficient, but it also leaves you with limited visibility into your cash flow and increases the risk of security and compliance issues.
Continia Banking streamlines and secures your payment and reconciliation processes, automating your payment workflows directly within Microsoft Dynamics 365 Business Central. Designed to enhance efficiency, this solution reduces errors with built-in validation checks, supports seamless bank integration, and ensures secure transaction handling. With Continia Banking, your team can effortlessly process payments while maintaining security control over your financial processes.
Key features that add value to your workday
Direct communication
Streamline your payment processes through direct, secure communication between Business Central and your bank. This connection allows you to send payments and direct debit files, import payments and statement files, and receive real-time status updates and exchange rate adjustments, eliminating manual work and saving you time.
Reliable reconciliations
Enhance your reconciliation process and achieve up to a 95% match rate—whether you're using the Payment Reconciliation Journal or Bank Account Reconciliation. Effortlessly find matches using all available data and advanced search rules, while built-in logic processes the results for maximum accuracy and efficiency.
Flexible payment exports
Tailor your payment flow to fit your business needs. Choose a streamlined flow for quick processing in the Payment Journal, either by line or by summarizing multiple lines. Or, select the advanced flow for improved processing and detailed oversight of each recipient, allowing flexible management of every payment line.
Payment security
Protect your payments against fraud with secure approval flows, ensuring every payment line is approved by the right people before bank export. Quickly get informed of changes in bank account information and verify the details, safeguarding your company from malicious actors and avoidable errors.
Payment service providers
Effortlessly import and process your customer payments from Klarna, PayPal, and other third-party payment providers in the Cash Receipt Journal. Payments are automatically matched, and you’ll have full visibility into PSP fees, so there are no surprises. With every transaction type posted accurately, you can get a clear and reliable overview of your third-party payments —without the extra work.
Validation & error handling
Ensure seamless payment exports with frequent validation checks that prevent errors from occurring in the bank. Data is automatically validated at every level, providing you with detailed error descriptions to guide you to the source. This ensures quick corrections and high data accuracy for every transaction.
Enhanced file import
Seamlessly import CSV files into the Payment Reconciliation Journal or Bank Account Reconciliation from any bank or payment service provider. These enhanced import capabilities simplify the import process with predefined templates and options to create custom data structures, making it easy to map and import your CSV files.
Prevent fraud before it happens
Continia Banking puts your business's financial security first by ensuring any changes in bank account information are flagged before payments are processed. If details, such as bank account number, IBAN, or SWIFT code change, the system automatically requires you to re-verify before continuing.
If changes aren’t verified, you’ll receive a warning with the option to block all payments until verification is completed. Verification can be done via email, phone, or other methods, and you can log additional information with comments to keep a clear record. This way, your transactions stay secure and accurate.
Check out a Continia Banking demo below
Find your
webinar
Exciting and intriguing - join one of our webinars now!
Continia Sustainability 2025 R1 – Latest features - North America webinar
April 23 2025 - 15:00
2025, Timezone UTC
Language: English
Continia Sustainability 2025 R1 – Latest features - North America webinar
April 23 2025 - 15:00
2025, Timezone UTC
Language: English
Feature overview
-
Essential
Generate and export payments, import bank statements for easy reconciliation, and automate direct debits.
- Standard payment flow
- Advanced payment flow
- Payment suggestion templates
- Pay from the same journal
- Transaction ID-based reconciliation
- Payment reference autofill
- Advanced payment validation
- Summarize payments per vendor
- Payment journal overview
- Banking factbox
- Import bank account statements
- Autosend remittance advice
- Rule-based reconciliation
- Payment pre-validation
- Autofill bank details from IBAN
- CSV Ports
- Enhanced Payment Reconciliation Journal
- Direct debit processing
- Adhere to Customer / Vendor links
- Payment reference handling
- Payment service provider (PSP) support
- Transparent PSP fee and commission handling
- PSP templates
- Multi-level payment discounts*
- Tax and social security payment allocation
- Redirect payments to alternative payee
- Automatic payment splitting
- Regulatory reporting
- Continia Hub
Standard payment flowQuickly process your outgoing payments in the Payment Journal, either by line or by summarizing multiple lines, reducing bank fees and providing clear payment records for vendors, customers, or employees.Advanced payment flowGet precise control over payments for each vendor, customer, or employee and manage each payment line with precision. Handle partial payments, discounts, and payment methods or currencies with a clear, organized overview.Payment suggestion templatesDefine a series of settings to determine how payments are executed in each individual payment journal.Pay from the same journalExecute all payments from a single Payment Journal—across all bank accounts, currencies, and to vendors, customers, and employees—exported with one click.Transaction ID-based reconciliationAll payment lines are marked with a unique transaction ID that tracks the payment through the system. This ID ensures automatic reconciliation when the payment is received on the electronic account statement from the bank.Payment reference autofillWhen you receive a purchase invoice with a payment slip, it includes a unique Payment Reference (OCR line) that is typically entered on the invoice. If you've set up a template for the vendor to calculate this reference, the field is automatically filled in on the payment. With Continia Document Capture, the Payment Reference is transferred automatically.Advanced payment validationThe comprehensive validation engine and error log ensure high-quality assurance, allowing you to safely send payments to the bank with minimal risk of failure.Summarize payments per vendorSummarize multiple payments to the same vendor, customer, or employee to reduce bank fees. Remittance advice is generated to document the summarized invoices and credit notes covered by the payment.Payment journal overviewView and filter the status of each payment (displayed in both text and color) once a payment suggestion is created.Banking factboxTrack the status of individual payments after they are created in the payment journal by viewing the payment status log.Import bank account statementsImport bank account statements into a standard journal for reconciliation. Continia Banking automatically maps the bank statement data to the correct fields, eliminating the need for manual data entry.Autosend remittance adviceSend remittance advice from payment journals to vendors, customers, or employees manually, upon posting, or through a job queue.Rule-based reconciliationSet up reconciliation search rules for bank accounts, vendors, customers, and employees to improve matching.Payment pre-validationValidate payment information against bank requirements before document approval with Document Capture.Autofill bank details from IBANContinia Banking automatically generates the necessary bank information, saving you time and ensuring the IBAN number is valid and bank account details are correctly filled in. This is especially helpful when setting up foreign bank accounts where information may be hard to obtain.CSV PortsSetup CSV ports to import previously unsupported file formats. Files can be imported into the Payment Reconciliation Journal and Bank Account Reconciliation.Enhanced Payment Reconciliation JournalThe Payment Reconciliation Journal is enhanced with features to optimize payment application, match rates, journal line creation, and overall reconciliation.Direct debit processingProcess direct debits from a customer using a direct debit mandate ID.Adhere to Customer / Vendor linksWorks with the Continia Finance - Associations module to close payables and settle the remaining receivables.Payment reference handlingSave time and reduce errors by automating payment reconciliation with rules that match payment references from bank statements or payment files to the correct ledger entries.
Payment service provider (PSP) supportSeamlessly import and process customer electronic payments into the Cash Receipt Journal from third-party providers like Klarna and PayPal.
Transparent PSP fee and commission handlingEnsure accurate and efficient handling of transaction types with full visibility into charges from your Payment Service Provider.
PSP templatesAccess ready-made templates with all transaction types for each supported payment service provider.
All imported payment lines are automatically matched or split into different accounts based on the templates and your setup.
Multi-level payment discounts*Optimize discount opportunities in payment suggestions by applying different discount rates based on payment timing.
*Requires the “Multi-level payment discounts” module in Continia Finance.
Tax and social security payment allocationStay compliant with your local financial regulations by automatically allocating payments into distinct categories, such as taxes, social security contributions, and service fees, based on predefined rules.
Redirect payments to alternative payeeEnsure payments go to the right recipient by specifying an alternative payee, such as a factoring company. The system automatically includes these details in the payment suggestion and exported payment entries for smooth processing.
Automatic payment splittingSave time by splitting incoming payment lines across multiple entries based on predefined rules for automatic G/L allocation, custom posting groups, and applied dimensions.
Regulatory reportingEnsure compliance with local regulations by organizing and reporting regulatory information directly within ledger entries.
Continia HubAccess a central in-app assistance hub designed for convenience and user feedback. -
Direct Communication
Automate your payment data exchange with the bank, eliminating manual file transfers and ensuring real-time payment tracking.
Direct communication with banksImport payment files and bank account statements directly from the bank into Business Central without saving files locally. This direct communication enhances efficiency and security while reducing the risk of errors.Real-time payment trackingReceive immediate status feedback from the bank on each payment, so you always know whether it's being processed, has been paid, or has been rejected.Error-handlingHandle failed payments directly in Business Central. Detailed error codes from the bank provide guidance on resolving issues, all within the Payment Journal. After correction, you can resend the payment without logging into the bank's online system.Automated file importsFully automate the import of cash receipt files, statement files for reconciliation, and status updates in the Payment Journal.Secure connection and data sharingShare all bank information between companies in the same environment. This can be done on the bank card or through the Assisted Setup Guide if the IBAN matches one in another company.
-
Security
Protect your transactions against fraud by verifying changed bank account details and securing payment approvals with customizable workflows.
Secure and safe approval processEnsure every payment undergoes the chosen approval process, guaranteeing complete trust in the payment flow.Single line vs. batch approvalsSpecify whether payment lines must be approved individually or if the entire batch must be approved as one.Approve in Business CentralApprove vendor, customer, and employee payments inside your Business Central and Payment Journal.Approve, reject, or delegate approvalsApprove, reject, or delegate your pending approvals to others as needed.Approval flowsSet up approvals based on pre-defined approval flows. Send to specific people or send to a list of approvers. Define the order based on approval amount limits.Amount threshold-based approvalsSet a maximum amount threshold for payments. Payments exceeding this amount require approval, while those under it can be sent to the bank without approval.Field restrictionChoose to protect all fields during the approval process or only sensitive fields, such as Name, Address, IBAN, SWIFT, Currency Code, Branch No., and Account No., while allowing non-sensitive fields, like dimensions, to be altered after entering the approval flow.Bank account verificationPrevent fraud and errors by verifying any new or changed bank account information for vendors, customers, or employees.Required number of approversSpecify the exact number of approvers needed from a designated list for payments to proceed through the payment process.